Conventional Investment Notes

These investment notes operate within the framework of conventional finance principles, which are not restricted by religious considerations. The primary objective is typically to maximize financial returns.

Islamic Investment Notes

On the other hand, these notes will be adhering to islamic finance principles known as shariah and according to islamic law. The primary objective is to generate profits while adhering to shariah principles

Above all, the Islamic principles prohibit the involvement in interest ("Riba"), uncertainty ("Gharar"-unclear terms in a contract, uncertain outcomes, or ambiguous information provided during a transaction, no transparency), gambling ("Maysir"), and investments in business that are considered forbidden ("Haram") according to Islamic law.

Therefore, any business whose principal activities are Shariah-compliant and do not involve any of the stated above is elgible to apply for Islamic financing. Despite that, we would like to clarify that the ultimate desicion regarding what is deemed Shariah-compliant on Quickash rests with out Shariah Advisor's advice.

Conventional banking & lending	Conventional insurance
Gambling	Liquor & liquor-related activities
Tobacco & tobacco-related activities	Prositution
Pornography	Other activities deemed non-compliant to Shariah principles as determined by the Shariah Advisor

*This list may be revised and updated periodically based on the advice from QuicKash's Shariah advisor.